AI Financial Intelligence · Now in Beta
We catch your money leaks.
We save your future.
DONRITHIK AI reads every transaction in your bank statement — and finds the subscriptions, duplicate payments, hidden charges, and silent spending drift that drain your wealth before you ever notice.
100%
On-device analysis — statements never uploaded
16 sections
In every AI Financial Intelligence Report
6 leak types
Detected automatically in every scan
₹0
Full product, free during Beta
How It Works
Three steps. Then you know exactly where it went.
One statement, analyzed in about five seconds — no account linking required.
Upload your statement
Drop in a PDF or CSV export from any bank. It's read entirely in your browser — nothing is uploaded to a server.
The AI reads every transaction
Your whole statement is modeled in seconds: recurring charges, duplicate payments, fees, and what's routine versus what's drifting.
You get the exact fix
Every leak arrives with the math done and the specific action to take — cancel, downgrade, or request a refund yourself in under a minute.
What DONRITHIK AI Finds
This is what your money looks like escaping.
Six kinds of leak, detected automatically in every scan — each one with the evidence, the math, and the exact fix.
Subscription traps
Recurring charges you stopped using but never cancelled — streaming, apps, memberships quietly renewing every month.
e.g. ₹649/mo unused OTT plan → ₹7,788/yr
Duplicate payments
The same merchant, the same amount, within days — usually a billing error, and usually refundable if you ask.
e.g. ₹1,299 charged twice in 3 days
Bank fees & charges
IMPS charges, minimum-balance penalties, late fees, FX markups — small lines that repeat until they're a real number.
e.g. ₹118/mo in avoidable charges
Committed monthly costs
EMIs, telecom, insurance, memberships — the fixed commitments that claim your income before you spend a single rupee by choice.
e.g. ₹302/mo recharge → ₹3,624/yr committed
Spending trend shifts
Month-over-month comparison of income and spending — the AI shows you exactly when and how much your outflow rose.
e.g. spending rose 18% from May to June
Unwanted spending
The bucket of purchases that bought you nothing you wanted — separated from routine and lifestyle so you can see it.
e.g. ₹1,477 of pure leak in one statement
Amounts shown are illustrative examples of each leak type — your report is built only from your own statement.
Real AI Report Preview
Not a chart dump. A 16-section intelligence report.
Every scan produces a premium PDF report that reads like a professional analyst wrote it about you — because the AI analyzed every single transaction, and shows its work.
- Cover with your money-in / money-out / savings rate
- Monthly cash flow — income vs spending
- Merchant intelligence with per-amount frequency
- Recurring, duplicate & bank-fee analysis
- Financial health score with a transparent formula
- Money leak opportunities & savings projection
- A personal letter from DONRITHIK AI
Financial Health Score · Sample
63 / 100
GoodSavings rate
Fee discipline
Duplicate control
Merchant Intelligence · Sample
Jio Recharge
₹1,208
Subscriptions · 4 visits · 30 Jun → 14 Jul
₹302 ×4
AI note: All 4 payments are the identical ₹302 — behaves like a fixed commitment.
Friend to Friend · Sample
“Give every month a ceiling: you averaged ₹26,400 in spending, so hold next month under ₹25,100 and treat that limit like a bill you owe yourself.”
— Your DONRITHIK AI
Privacy & Security
Your statement never leaves your device.
Built like a vault, documented like one too — every claim below links to the published policy behind it.
Analyzed on your device
Your statement is parsed entirely inside your browser. The original file is never uploaded to any server we operate.
Row-level secured storage
If you create an account, only the resulting analysis is saved — protected by Postgres row-level security so only you can ever read it.
Delete anytime
Every saved report can be deleted from your history with one click, permanently. Your data is yours to keep — or erase.
Security-hardened by design
TLS everywhere, strict security headers, no third-party analytics on your financial data. Our full policy is published, not promised.
Read the full details: Security Policy · Privacy Policy · Data Retention & Deletion
Pricing
Free during Beta. No catch.
Every feature that exists today is on the Free plan. Paid tiers below are planned for after Beta and aren't available to purchase yet.
Free
Everything, while we're in Beta
- Unlimited statement analysis
- PDF or CSV, any bank, any currency
- Full leak, duplicate & fee detection
- Downloadable PDF report
- Account history across your devices
Guardian
Not available yet
- Everything in Free
- Automatic recurring re-scans
- Priority support
Family
Not available yet
- Everything in Guardian
- Shared household view
No card required · Nothing is ever uploaded to analyze your statement
FAQ
Everything people ask before they start.
The AI reads every transaction in your statement, not just the labels — it flags recurring charges, duplicate payments within days of each other, bank fees, and spending that looks routine versus discretionary. Most leaks hide in plain sight because they're small and repeat quietly every month.
Your money is leaking right now
Ready to stop money leaks and build wealth?
Upload a real statement and DONRITHIK AI reads every transaction — recurring charges, duplicate payments, fees — free during Beta.
No credit card · Nothing uploaded · Free during Beta